The USDA Self-Help Housing Program is ideal for individuals and families willing to put in hard work to achieve homeownership. This unique program allows you to contribute “sweat equity” by assisting in the construction of your own home, which not only reduces building costs but also instills a profound sense of pride and ownership. With the help of expert guidance from our team and the cooperative efforts of your future neighbors, you’ll learn valuable skills and make lasting connections within your community. If you’re ready for a hands-on approach to building your future, the USDA Self-Help Housing Program could be the perfect fit.

  1. Must be a First-time homebuyer and meet income requirements.
  2. Must contribute a minimum of 600 hours of “sweat equity” in the construction of their homes and the homes of their future neighbors.
  3. Housing counseling required (Homebuyer’s Circle)
  4. Once pre-qualified, $2,500 lot deposit required
  5. Self-Help program construction to close time is dependent on # of lots available and can take up to two years to complete.