In order to qualify for the self-help housing program, buyers must:
Qualify as a first-time homebuyer (never owned a home before OR have not owned property in the last three years)
Earn minimum annual household income of $25,000.00*
Have an annual household income at or below 80% of the Area Median Income for the county where you will purchase the home (see the charts below)
Have good or repairable credit
Have a good landlord history
Be willing to work a minimum of 600 hours to build your new home
A limited number of lots have been set aside for clients with incomes over 80% of the median income. These homes have different labor requirements, separate pricing and special financing. Contact the office for details.