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This program is where groups of families work together to build each other’s homes, contributing a minimum of 600 “sweat equity” hours. This significantly reduces construction and mortgage costs.

Sweat equity is when you and other participating families contribute hands-on labor to build your homes. This reduces construction costs and makes the homes affordable. No prior construction experience is needed. FHP provides onsite guidance throughout the entire building process.

Sweat equity work takes place every weekend, both Saturday and Sunday, where you work alongside trained construction coordinators who guide the process from start to finish. Friends and family are allowed to help and contribute hours toward your required total as long as they’re 16 years old and older.

The program is designed for families living below 80% of the area’s median income (AMI) and who are willing to complete the sweat equity hours. Applicants must meet USDA Rural Development guidelines.

Applying for the USDA Self-Help program is simple. You can come into our office to pick up an application packet, print the application from our ‘FORMS’ page, or click Client Login/Registration to create an account and complete the application online. Once application and supporting documents have been received, a housing specialist will contact you for an intake appointment. 

Construction timelines vary based on group size, weather, materials, and permitting.

Yes, you may choose from the floor plans and lots available based on the current community being built. FHP provides multiple plan options developed specifically for affordability, efficiency, and quality.

FHP offers full program support, including homebuyer education (pre and post purchase), financial counseling, step-by-step guidance, access to down payment assistance options, and construction supervision to help families succeed every step of the way. 

Our homebuilders enjoy lower home costs through sweat equity, energy-efficient new homes built to modern standards, a supportive community, access to affordable USDA mortgage options, and long-term financial stability and equity building.

Yes — FHP provides down payment assistance for eligible buyers to help reduce upfront costs and make homeownership more affordable.

FHP is a one-stop shop organization that supports homeowners through every stage of the journey, from preparing to buy a home to completing the application process, building their home, and providing post-purchase counseling. We are also a nonprofit, award-winning home builder with over 30 years of experience dedicated to affordable homeownership, community development, energy efficiency, and empowering families.